Assertive Tampa Bankruptcy Attorney
Many individuals do not realize that the bankruptcy statutes were created to protect individuals who are faced with overwhelming debt. If you need to stop harassing phone calls contact the law firm of Dion R. Hancock, P.A. today.
No amount of debt overrides an individual’s right to be treated fairly and with respect. Unfortunately, unprincipled creditors and collection agencies think differently and employ tactics designed to intimidate their debtors and initiate payment.
If you have been the victim of any type of creditor harassment, including abusive phone calls, the time to act is now! As an experienced Tampa bankruptcy lawyer, I can help you engage the measures necessary to halt illegal collection activities. Throughout your bankruptcy process and beyond, I can provide the supportive legal counsel and assertive representation you need to protect your rights and your financial future.
Putting a Stop to Belligerent and Invasive Phone Calls
Under the Fair Debt Collection Practices Act (FDCPA), it is illegal for any collection agency to continue to contact you once you have sent notice asking them to stop. Additionally, the moment a bankruptcy petition is filed, an automatic stay is enacted. Creditors are immediately prohibited to continue with any collection activity until after the bankruptcy is finalized. This includes phone calls requesting payment.
FDCPA regulations prohibit debt collectors from engaging in offensive or fraudulent behavior when attempting to recover overdue payments, especially via harassing phone calls.Unlawful actions can include:
- Contacting you before 8:00 a.m., after 9:00 p.m., or an excessive number of times
- Threatening you in any way
- Contacting you at work
- Not revealing their identity
- Using profane or abusive language
- Accusing you of having committed a crime
- Making claims that they are affiliated with any government organization
- Publishing your name as a result of your unpaid debt
Turning the Table on Aggressive Creditors
At Dion R. Hancock, P.A.., I can personally work as your advocate to make sure you receive the compensation you deserve for the discomfort caused by harassing phone calls and other unlawful creditor activities. Creditor abuse is punishable by law and subject to penalty. If you have been the victim of such tactics, you may be entitled to reimbursement for attorney fees and personal damages, as well as an additional $1,000 in restitution.